Send more, Pay Less
It’s easy, secure, instant, and goes through the MastercardTM and VisaTM networks.
Send money from your bank account, credit or debit cards, and even cash at 85k + nearby locations.
how it works
h.way send makes all the difference
We know the hard work behind each dollar you send back home. We help you avoid excessive fees or exchange rate mind games.
h.way send makes all the difference
Every dollar of your work goes to your people, not excessive fees or exchange-rate mind games
Get started with and without SSN
Sending with cash or card? We have options.
Use alternative ID and payment options if needed
Various ID's accepted
Don’t have an SSN yet?
Sign up with your passport, consular ID, US driver’s license, and your phone
Always around the corner
Send with cash nearby
Pay with cash at Walmart, CVS, Walgreens and Dollar General
Made by and for our community
Available 24/7, all year round.
WHAT YOU SEE IS WHAT YOU PAY 🔍
Here’s the costs of sending $350 to Mexico
4.12%
If you send two remittances per month, you are wasting $269 USD x year
1.96%
If you send two remittances per month, you are spending $164 USD x year
4.96%
If you send two remittances per month, you are wasting $269 USD x year
WE got you fam
Join senders and savers
👀 What are our users asking?
Find an answer here
We use the baseline Exchange Rate provided by Mastercard or Visa. The FX provided by our partners is extremely competitive. Our goal is to allow YOU to send more "pesos" for your dollars.
Transactions are processed exclusively in US dollars. This means that the quote and the transfers of funds will only be carried out in this currency. Your recipient will receive the funds in the requested currency.
The cost of sending money depend on the method of payment you select. For example if you pay in cash our cost is around $2.00 dollars regardless of the amount. If you pay with a bank account or a debit card our cost is lower but varies depending on the amount. That is why we quote your transfer and show you how much will be your Total Cost of the Remittance (TCR). We will always give you the best FX and promise to keep lowering the cost of sending money for the benefit of all.
You can send money to Latin America and the Caribbean countries starting with Mexico, Guatemala, Dominican Republic, El Salvador, Honduras, Haiti, Jamaica, Colombia, Ecuador, Peru, Bermuda, Nicaragua, Brazil, Panama, Costa Rica, Guyana, Bolivia, Argentina, Belize, Barbados, Uruguay, Paraguay, Chile and Puerto Rico.
You can also send money to India, China, Philippines, Mexico, Egypt, Pakistan, France, Germany, Nigeria, Thailand, South Korea, and Japan.
When you fund your remittance with cash, debit or bank account, your money is held by Metropolitan Commercial Bank (Member FDIC) and sent to your recipient from the same bank. Your money is always safe and is transferred by Visa or Mastercard.
Once you pay, we will give you a confirmation number and provide you with the status in near real-time until the funds are delivered to your recipient. You can also share the confirmation ID with your recipient to track the money