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Send more, Pay Less

It’s easy, secure, instant, and goes through the MastercardTM and VisaTM networks.

Send money from your bank account, credit or debit cards, and even cash at 85k + nearby locations.

how it works

Step 1:

Choose a contact

Select or add the person receiving money and the amount they need.

Step 2:

Review transaction

Clear-cut cost without the guesswork, so you always be in the known.

Step 3:

Pay and confirm

Complete your transfer from a bank account, credit card, debit card, or load cash at nearby locations.

The contact information screen on an iphone.

Step 1:
Add friends, family or teams

Add the person receiving money and the amount they need

An iphone with a credit card on the screen.

Step 2:
Review the cost breakdown

Clear-cut cost without the guesswork, so you always know the exact amount sent

The payment method on a mobile phone.

Step 3:
Confirm your international money transfers

Complete your transfer from a bank account, credit card, debit card, or cash at nearby locations

Sending our way

h.way send makes all the difference

We know the hard work behind each dollar you send back home. We help you avoid excessive fees or exchange rate mind games.

Sending our way

h.way send makes all the difference

Every dollar of your work goes to your people, not excessive fees or exchange-rate mind games

Get started with and without SSN

Sending with cash or card? We have options.

Use alternative ID and payment options if needed


Various ID's accepted

Don’t have an SSN yet?

Sign up with your passport, consular ID, US driver’s license, and your phone


Always around the corner

Send with cash nearby

Pay with cash at Walmart, CVS, Walgreens, and many more stores near you.

Pay with cash at Walmart, CVS, Walgreens and Dollar General

NO EXCHANGE RATE FINE PRINT OR PARLOR TRICKS
Just add your favorite payment method and you’ll always be able to see each transaction breakdown details.

Made by and for our community

Available 24/7, all year round.

An iphone with a credit card on the screen.

Send more with MastercardTM & VisaTM

Real, mid-market exchange rates to help you send more money back home

A phone with a receipt on the screen.

Clear-cut costs without the guesswork

No more puzzling over hidden fees to send money abroad

A cell phone with the message hi there on it.

Don’t skip a transfer

Send international transfers and expect rapid delivery, 24/7

*Transactions are processed exclusively in US Dollars

WHAT YOU SEE IS WHAT YOU PAY 🔍

Here’s the costs of sending $350 to Mexico

CASH
DEBIT
Western Union takes

4.12%

or $11.21 USD of your money
Your receiver only gets
$6,684 MXN
Locations
42,000

If you send two remittances per month, you are wasting $269 USD x year

H.WAY only takes

1.96%

or $6.85 USD of your money
Your receiver gets
$6,726 MXN
Locations
+65,000

If you send two remittances per month, you are spending $164 USD x year

MoneyGram takes

4.96%

or $11.59 USD of your money
Your receiver only gets
$6,616 MXN
Locations
20,615

If you send two remittances per month, you are wasting $269 USD x year

WE got you fam

Join senders and savers

a man with long hair and a beard stares into the distance

INGENIERO

Mateo Díaz

★ ★ ★ ★

Solo me tocó descargar una aplicación y  mandé dinero rápido, como escribir por el Whastapp. Mi mamá la recibió en la tarjeta que le di en México.

Muy bueno.

a woman wearing glasses looking out a window

AMA DE CASA

Claudia Herrera

★ ★ ★ ★

Abrí mi cuenta recién llegado sin problemas y en menos de nada ya estaba mandando plata a mi familia.

La recomiendo, úsenla.

a woman with a smile on her face

DISEÑADORA GRÁFICA

Sofía Gómez

★ ★ ★ ★

Me pareció como la evolución de todo, confirmé mi número, le tomé foto a un documento, abrí mi cámara para un
escaneo de rostro y listo... Así debería ser todo hoy en día.

a man sitting at a table with a glass of beer

VENDEDOR

Javier Andreú

★ ★ ★ ★

I have been putting aside some money per month and asking  friends here to use their accounts to help me send money to my family outside USA. So much hustle!! Now,

I just load cash at any shop on my way to work.

a man with a smile on his face

Manager

Sam Lopéz

★ ★ ★ ★

I have send money using pretty much everything around for years . I've switched between apps, tienditas, websites and
so on... Whatever they asked, I used, now
i just use this app, works like charm.

👀 What are our users asking?

Find an answer here

What is the Exchange rate?

We use the baseline Exchange Rate provided by Mastercard or Visa. The FX provided by our partners is extremely competitive. Our goal is to allow YOU to send more "pesos" for your dollars.

What currency are transactions processed in?

Transactions are processed exclusively in US dollars. This means that the quote and the transfers of funds will only be carried out in this currency. Your recipient will receive the funds in the requested currency.

What are the fees?

The cost of sending money depend on the method of payment you select. For example if you pay in cash our cost is around $2.00 dollars regardless of the amount. If you pay with a bank account or a debit card our cost is lower but varies depending on the amount. That is why we quote your transfer and show you how much will be your Total Cost of the Remittance (TCR). We will always give you the best FX and promise to keep lowering the cost of sending money for the benefit of all.

What countries are supported?

You can send money to Latin America and the Caribbean countries starting with Mexico, Guatemala, Dominican Republic, El Salvador, Honduras, Haiti, Jamaica, Colombia, Ecuador, Peru, Bermuda, Nicaragua, Brazil, Panama, Costa Rica, Guyana, Bolivia, Argentina, Belize, Barbados, Uruguay, Paraguay, Chile and Puerto Rico.

You can also send money to India, China, Philippines, Mexico, Egypt, Pakistan, France, Germany, Nigeria, Thailand, South Korea, and Japan.

Who holds and transfers my money?

When you fund your remittance with cash, debit or bank account, your money is held by Metropolitan Commercial Bank (Member FDIC) and sent to your recipient from the same bank. Your money is always safe and is transferred by Visa or Mastercard.

How can I verify a transfer?

Once you pay, we will give you a confirmation number and provide you with the status in near real-time until the funds are delivered to your recipient. You can also share the confirmation ID with your recipient to track the money

Start saving now👇

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